- The Merchant services set-up cost is $0.00.
- There is a fixed monthly fee of $25 that includes support, statements, and the EcoPay Virtual Terminal.
- Visa & MasterCard's qualified discount rate is 2.19% (per transaction).
- Visa & MasterCard's non-qualified discount rate (rewards and corporate cards, etc.) is 1.85% (additional).
- American Express's qualified discount rate is 3.25% (per transaction).
- American Express may charge a $5 monthly inactivity fee if there is no processing.
- Discover's qualified discount rate is 2.14% (per transaction)
- Discover charges a one-time membership fee of $25 to open a new account.
- Visa, MasterCard, American Express, and Discover charge $0.25 cents (per transaction)
- Please ensure that the routing number on your check can also be used for ACH transactions. Ask your bank for more information.



